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Sebi gives mutual fund holders till Sept 30 to furnish their nominations

about 2 hrs ago

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Insurance

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Banking

With smarter fund management, debt can still make a difference

about 2 days ago

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Tax

NPS Tier-II investment account: Lucrative option, but lack of clarity on capital gains taxation a dampener

about 14 hrs ago

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Financial planning

about 23 hrs ago

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Podcast

RBI repo rate hike: Make part-prepayments, increase EMIs to cushion interest rise impact | Simply Save

Home loan interest burden is set to increase post the RBI’s repo rate hike of 25 basis points. Consequently, EMI per lakh have risen 20-25 percent since the start of this rising rate cycle. Vipul Patel, founder at Mortgageworld, tells you how borrowers can now take some steps to reduce the total interest payable over the loan tenure, in this podcast. Tune in!

Simply Save
Simply Save | Your guide to picking the right health insurance policy

In this edition of the Simply save podcast, Kapil Mehta - Co-founder and CEO of SecureNow Insurance Brokers - explains how to buy an independent health insurance policy and identify the right plan with the help of Moneycontrol-SecureNow Health Insurance Ratings

Simply Save
Simply Save | Why are Indians buying properties abroad?

According to the Reserve Bank of India (RBI), Indians bought property worth $113 million abroad in 2021-22. Akash Puri, director, International Business, India Sotheby's International Realty, says that the trend will continue.

Simply Save
Simply Save | How to buy foreign equities?

In this edition of the Simply Save personal finance podcast, Srikanth Bhagavat, managing director of Hexagon Capital Advisors, explains how you should invest in foreign equities -- directly or through mutual funds, country-specific investments or global funds.

Simply Save
Simply Save | Is the time limit for verification of I-T returns now down to 30 days for late filers? Listen in!

For tax returns filed by July 31, 2022, time limit to verify remains the same, that is, 120 days from the date of filing the tax return

Simply Save
Simply Save | ITR filing - Know all the tax benefits linked to home loans and HRA

Despite being commonly-claimed tax benefits, many tax-payers are not fully aware of tax rules related to home loans and house rent allowance (HRA) that can result in under-utilisation of tax breaks offered. Tune into Simply Save to know all about tax benefits and rules related to housing and accommodation before you file your returns.

Simply Save
Simply Save | Why you must file your income-tax returns by July 31

Giving income tax return-filing a miss could invite notices from the tax department, while delayed filing will attract penalties

Simply Save
Simply Save | Get discrepancies in Form 26AS rectified before proceeding to file income tax returns

As part of Moneycontrol’s income tax return-filing series, Preeti Kulkarni speaks to Mayur Shah of EY to understand why it is important to check and verify Form 26AS before you go ahead with your return-filing exercise.

Simply Save
Simply Save | Why students going abroad need an overseas travel insurance cover

Overseas student travel insurance policies cover students' medical expenses incurred during your stay abroad, besides baggage loss, trip cancellation, study interruption and medical evacuation.

Simply Save
Simply Save | Students & parents must check their financial preparedness while obtaining educations loans

Students can obtain education loans once they secure admission letters is one of the biggest misconceptions, Arindam Sengupta of Edufund tells Preeti Kulkarni

Simply Save
Simply Save | What should you do with your investments amid volatility in stock markets?

Simply Save is a weekly personal finance podcast from Moneycontrol. Here, we talk money and everything around money management, mutual funds, insurance, estate planning, how to make your next 1 crore rupees and such interesting conversations. Everything that helps you become a better saver and investor.

Simply Save
Simply Save | Why health insurance premiums are on the rise and what you can do about it

You can look at health policies with co-pay or sub-limits to keep a tight lid on premiums, but do note that such restrictions will also lead to inadequate coverage.

Simply Save

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Classroom

You Can Start Investing With Only Rs 500! Watch this Classroom for Millennials

If you`re young and want to save money but have no clue about investment, then check out this Personal Finance classroom for millennials with Kayezad E. Adajania and Raksha Bihani for financial planning tips & tricks!
Personal Finance Classroom: A How-to guide for every millennial

Broke every month-end? Zero savings? Don`t know where to invest and how much money to start with? Well then this virtual #personalfinance classroom is everything you and your #millennial tribe needs!
Personal Finance Classroom Ep 3: Beware of Fraudsters!

Don`t get fooled by fake websites or phoney phone calls with financial advice. Do a background check before giving anyone your money - There`s a checklist in the video. Keep it close!
PF Classroom for Millennials: How To Start Investing?

First Steps of Investing: Which mutual funds to invest in? How to start and from where? To get an advisor to fill up your application forms or try yourself online?
Personal Finance Classroom for Millennials: First Investments

By now if Kayezad E. Adajania & Raksha Bihani have made saving money fun and easy-breezy for you #millennials, are you ready to make your 1st #investment?
Women and Money - No, it`s not Women`s Day

From Captain Marvel to Daenerys Targaryen, we see #women leading the way on reel. You can be Wonder Woman in real life with big moolah in your bank accounts!

Videos

Income Tax: 4 mistakes to avoid while tax-planning at the last minute| Personal Finance | Money Mojo

The clock has started ticking for those who have not made their tax-saver investments yet. March 31 is the last date to complete your tax-planning exercise for the financial year 2022-23 and claim deductions of up to Rs 1.50 lakh under Section 80C. Well, better late than never. But we tend to make mistakes, when in a rush. Watch this video to find out 4 mistakes that you need to avoid while devising a tax-saving plan at the last minute.
Money Mojo | Five instruments to help you save Income Tax

Are you looking for ways to save the tax on your income? In this video, we tell you five tax-saving instruments, divided on the basis of the minimum investment tenure and the rate of returns so you can select as per your requirement and choice. Watch!
Old Vs New Pension Scheme | What’s The Difference And Which One Is Better? | MC Explains

One of the compelling reasons of the switch from old pension scheme to the new one was the ballooning of pension bills. But was it a good move? What are the key differences between the old and new pension schemes? Which one is better? Why are state governments pushing to go back to the old pension scheme? Watch the video to find out!
Live: Diwali & your portfolio | Guide to investing in mutual funds, gold & insurance

Add sparkle to your investment portfolio this Diwali! Karunya Rao chats up with our Personal Finance Editor, Kayezad Adajania, on how to pick the right asset class & create long-term wealth
The 'art' of investing abroad: Buy artwork, rare jewellery & expenses attached to it

When the pandemic derailed many investment avenues, ultra-rich Indians acquired art. Here’s a closer look at what’s involved, if you’re planning to acquire an expensive piece, especially overseas.
Tokenisation | How To Make Online Credit & Debit Card Payments Safer While Shopping

The 16-digit numbers on your credit and debit will get replaced with a ‘token’ starting October 1, 2022. So, what is tokenisation, how can you tokenise your card, and how safe is it? Find out in this video

Explained
Remember This While Availing Tax Deductions | Investments | Tax | MC Explains

Availing deductions under section 80C is the go-to for every taxpayer. But what most don’t realise is that these benefits can be reversed too if they don’t fulfil the required conditions. One can claim these deductions only when these specified conditions are fulfilled, failing which the entire deduction amount claimed in the previous year will be considered as income for the next financial year.
How Should Gen Z Build Their Perfect Investment Portfolio | Personal Finance

Do you belong to Gen Z and are looking to build a perfect investment portfolio? But should you go about it the same way your parents did? Remember, back then the prices, background, socio-political situation, investment avenues and job scenario, everything was completely different from what it is today. Therefore you should not make the mistake of comparing yourself to the previous generations. Keeping an emergency fund, paying off debt in time, investing in SIPs and diversifying are just some of the ingredients that can help you build a perfect portfolio and achieve financial freedom! Here are some of the ways that zoomers can construct ‘The Perfect Portfolio’. Watch!
Investing Abroad | Overseas investment opportunities attract Indians — what's driving this trend?

Many Indians have taken to investing abroad. As per RBI data, outward remittance under Liberalised Remittance Scheme for investment in equity and debt went up to $746.6 million in 2021-22 from $195.5 million in 2014-15. The trend of rising remittances speaks of the willingness of resident individuals to acquire assets abroad. So, what is driving this trend? Watch the video to find out.
Personal Finance | 9 Personal Finance Rules That Can Help You Double Your Money - Part 3

In the first 2 parts of our trilogy ‘Golden Rules Of Investing’, we spoke about 6 personal finance rules that can help you double your money. Here is the third and final part of our series in which we highlight the last 3 rules that will help you achieve your financial goals. Watch!

Explained
'Lending Is The Way To Go Forward': Fino's Top Exec On Rise Of Payments Banks | Global Fintech Fest

The 3-day Global Fintech Festival kicked off today at the heart of Mumbai’s corporate centre, BKC. Moneycontrol spoke with senior bankers and Fintech professionals from the industry on sidelines of this event. Amit Jain, the Executive Vice-President of Fino Payments Bank emphasized on the growth potential of digital payments system and the potential to turn a profitable industry. Watch full interaction here.
Nine Personal Finance Rules That Can Help You Double Your Money - Part 2 | Personal Finance

In the first part of our trilogy ‘Golden Rules Of Investing’, we spoke about the top 3 rules that every investor should follow to be able to double his money. Here is the second part of our series in which we highlight the next 3 rules that will help you achieve your financial goals. Watch!

Explained