DSP Low Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Low Duration Fund

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 17.2829 -0.01%
(as on 28th March, 2023)

Crisil Rank

Very good performance among peers

Fund Size

: ₹ 3340.95 Cr

(3.63% of Investment in Category)

Expense Ratio

: 0.3%

(0.35% Category average)

Risk-O-Meter

Low to Moderate

Low Duration Fund :Low Duration Fund : The fund has 98.25% investment in Debt, of which 19.37% in Government securities, 78.88% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

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6M
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This Scheme

VS

CRISIL 10 Year Gilt Index

1.48%

1.79%

3.79%

3.51%

2.1%

5.8%

4.7%
NA
0.6%

1.72%

2.83%

4.6%

4.62%

5.54%

7.08%

NA
Gold

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ALL

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 28th March, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21-Mar-23	10010.50	0.11%	-	0.15%	17/23
1 Month	28-Feb-23	10058.70	0.59%	-	0.62%	10/23
3 Month	28-Dec-22	10161.20	1.61%	-	1.74%	17/23
6 Month	28-Sep-22	10329.60	3.30%	-	2.85%	14/23
YTD	31-Dec-22	10153.80	1.54%	-	1.66%	19/23
1 Year	28-Mar-22	10508.10	5.08%	5.08%	4.62%	16/23
2 Year	26-Mar-21	10933.60	9.34%	4.55%	4.63%	16/22
3 Year	27-Mar-20	11611.40	16.11%	5.10%	5.50%	17/22
5 Year	28-Mar-18	13562.40	35.62%	6.28%	5.57%	11/22
Since Inception	10-Mar-15	17282.90	72.83%	7.03%	7.09%	14/22

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 28th March, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	28-Mar-22	12000	12381.83	3.18 %	5.97 %
2 Year	26-Mar-21	24000	25254.94	5.23 %	4.99 %
3 Year	27-Mar-20	36000	38712.8	7.54 %	4.78 %
5 Year	28-Mar-18	60000	69033.61	15.06 %	5.55 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 28th Feb,2023)

No of Debt Holding 74 (Category Avg - 55.00) | Modified Duration 0.84 Years (Category Avg - 0.74)| Yield to Maturity 7.72% (Category Avg - 7.73%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	18.26%	11.93%
CD	37.47%	30.66%
T-Bills	1.11%	3.84%
NCD & Bonds	28.71%	38.32%
CP	12.70%	10.45%
PTC	0.00%	0.11%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	19.37%	15.76%
Low Risk	78.88%	74.98%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.62%
Net Receivables	Net Receivables	-0.87%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Low Duration Fund - Segregated Portfolio 2 - 10.90% Vodafone Idea Ltd 02Sep2023 (P/C 03Sep2021) - Direct - Growth Plan	NA	44.25	1.10	3.60	7.49	6.25	0.00
ICICI Prudential Savings Fund - Direct Plan - Growth	5	21144.67	0.55	1.65	3.29	5.62	5.78
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth	3	10035.61	0.56	1.66	3.41	5.58	5.98
Sundaram Low Duration Fund - Direct Plan - Growth	2	433.15	0.59	1.68	3.48	5.56	4.65
PGIM India Low Duration Fund - Direct Plan - Growth	1	97.80	0.59	1.64	3.37	5.53	3.99
Kotak Low Duration Fund - Direct Plan - Growth	2	7420.43	0.59	1.70	3.44	5.37	5.84
HDFC Low Duration Fund - Direct Plan - Growth	1	14779.54	0.55	1.62	3.31	5.37	5.89
Nippon India Low Duration Fund - Direct Plan - Growth	2	6232.36	0.55	1.60	3.36	5.28	5.78
Axis Treasury Advantage Fund - Direct Plan - Growth	3	4614.22	0.58	1.65	3.33	5.28	5.47
Mahindra Manulife Low Duration Fund - Direct Plan - Growth	3	395.91	0.59	1.68	3.40	5.24	5.18

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 50 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 4 is/are ranked 4 * , 9 is/are ranked 3 * , 5 is/are ranked 2 * , 4 is/are ranked 1 * , and 26 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Direct Plan - Growth	4	13582.50	0.50	1.60	3.24	5.62	4.22
DSP Midcap Fund - Direct Plan - Growth	1	13213.27	-4.08	-6.10	-6.07	-3.96	23.17
DSP Tax Saver Fund - Direct Plan - Growth	3	10129.21	-2.96	-6.19	-0.31	0.18	29.82
DSP Small Cap Fund - Direct Plan - Growth	2	8953.55	-3.14	-5.24	-4.11	-1.52	41.14
DSP Flexi Cap Fund - Direct Plan - Growth	3	7725.75	-4.03	-5.16	-2.07	-0.88	24.13
DSP Equity & Bond Fund - Direct Plan - Growth	2	7358.60	-2.83	-3.55	-0.67	0.11	19.54
DSP Equity Opportunities Fund - Direct Plan - Growth	3	7110.57	-3.07	-5.81	-0.80	3.04	27.95
DSP Savings Fund - Direct Plan - Growth	1	3903.24	0.59	1.70	3.42	4.98	4.87
DSP Dynamic Asset Allocation Fund - Direct Plan - Growth	NA	3770.77	-2.14	-2.46	-1.51	1.08	12.37
DSP Low Duration Fund - Direct Plan - Growth	5	3340.95	0.59	1.61	3.30	5.08	5.10