SBI Equity Hybrid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 195.1778 -0.42%
(as on 28th March, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 54492.58 Cr

(30.96% of Investment in Category)

Expense Ratio

: 1.46%

(2.16% Category average)

Risk-O-Meter

Very High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : The fund has 75.76% investment in domestic equities of which 51.34% is in Large Cap stocks, 8.58% is in Mid Cap stocks, 3.56% in Small Cap stocks.The fund has 22.61% investment in Debt, of which 17.65% in Government securities, 4.96% is in Low Risk securities.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

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This Scheme

VS

Nifty 50

-0.86%

-4.59%

-0.19%

0.57%

7.58%

10.57%

17.72%
NA
-1.63%

-4.32%

0.63%

1%

8.71%

9.36%

11.25%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 27th March, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20-Mar-23	10026.50	0.27%	-	-0.17%	9/34
1 Month	27-Feb-23	9878.40	-1.22%	-	-1.65%	10/34
3 Month	27-Dec-22	9423.70	-5.76%	-	-4.19%	32/34
6 Month	27-Sep-22	9703.00	-2.97%	-	0.29%	32/34
YTD	30-Dec-22	9430.10	-5.70%	-	-4.27%	32/34
1 Year	25-Mar-22	9734.20	-2.66%	-2.64%	1.33%	31/34
2 Year	26-Mar-21	11476.10	14.76%	7.12%	8.82%	22/34
3 Year	27-Mar-20	16533.50	65.33%	18.25%	21.58%	25/32
5 Year	27-Mar-18	15875.80	58.76%	9.68%	9.30%	12/26
10 Year	26-Mar-13	36200.60	262.01%	13.72%	12.80%	4/19
Since Inception	20-Jan-05	114547.90	1045.48%	14.34%	11.28%	7/35

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 27th March, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	25-Mar-22	12000	11722.06	-2.32 %	-4.27 %
2 Year	26-Mar-21	24000	24028.34	0.12 %	0.11 %
3 Year	27-Mar-20	36000	40661.02	12.95 %	8.08 %
5 Year	27-Mar-18	60000	76156.4	26.93 %	9.48 %
10 Year	26-Mar-13	120000	214350.4	78.63 %	11.17 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 28th Feb,2023)

Portfolio Turnover Ratio : 89.00% | Category average turnover ratio is 132.80%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 75.76% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 75.76%

No of Stocks : 37 (Category Avg - 48.91) | Large Cap Investments : 51.34%| Mid Cap Investments : 8.58% | Small Cap Investments : 3.56% | Other : 12.28%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	40237.8	7.38%	0.13%	7.38% (Feb 2023)	4.03% (Aug 2022)	2.52 Cr	0.00
ICICI Bank Ltd.	Private sector bank	34226.1	6.28%	0.29%	6.65% (Nov 2022)	5.75% (Mar 2022)	4.00 Cr	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	27463.3	5.04%	-0.28%	5.32% (Jan 2023)	2.5% (Jul 2022)	3.70 Cr	-0.14 Cr
State Bank Of India	Public sector bank	26140	4.80%	-0.18%	5.41% (Dec 2022)	2.51% (May 2022)	5.00 Cr	0.00
Infosys Ltd.	Computers - software & consulting	20825.7	3.82%	-0.04%	4.12% (Mar 2022)	3.29% (May 2022)	1.40 Cr	0.00
Shree Cement Ltd.	Cement & cement products	18261.6	3.35%	0.37%	3.35% (Feb 2023)	1.28% (Jun 2022)	7.00 L	0.00
MRF Ltd.	Tyres & rubber products	17903.9	3.29%	0.03%	3.29% (Feb 2023)	1.99% (Mar 2022)	2.10 L	10.42 k
Divis Laboratories Ltd.	Pharmaceuticals	17362.5	3.19%	-0.28%	3.47% (Jan 2023)	2.62% (Aug 2022)	61.45 L	3.21 L
Bajaj Finance Ltd.	Non banking financial company (nbfc)	16502.7	3.03%	0.17%	3.18% (Sep 2022)	2.32% (Jun 2022)	27.00 L	0.00
Reliance Industries Ltd.	Refineries & marketing	16257.9	2.98%	0.02%	3.83% (Apr 2022)	2.96% (Jan 2023)	70.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 40 (Category Avg - 25.33) | Modified Duration 6.28 Years (Category Avg - 2.17)| Yield to Maturity 7.71% (Category Avg - 7.64%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	17.65%	10.67%
CD	0.02%	1.46%
T-Bills	0.00%	1.11%
CP	0.00%	0.72%
NCD & Bonds	4.94%	11.61%
PTC	0.00%	0.03%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	17.65%	11.79%
Low Risk	4.96%	10.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.42%
Net Receivables	Net Receivables	0.15%
Margin	Margin	0.06%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 28th February, 2023)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

14.78vs13.6

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.04vs1.35

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.33vs0.4

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.05vs0.08

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-2.62vs1.38

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Aggressive Hybrid Fund - Growth (Adjusted NAV)	NA	2981.43	-1.46	-5.79	15.29	16.81	26.51
HDFC Hybrid Equity Fund - Growth	4	18729.59	-0.75	-2.68	4.36	5.89	24.92
HDFC Hybrid Equity Fund - Growth (Adjusted NAV)	NA	18729.59	-0.75	-2.68	4.36	5.89	24.92
JM Equity Hybrid Fund - Growth	3	11.57	-2.44	-3.78	3.87	5.45	28.13
Tata Hybrid Equity Fund - Regular Plan - Growth	3	3166.03	-1.30	-4.58	1.11	4.44	21.35
ICICI Prudential Equity & Debt Fund - Growth	5	21232.91	-1.61	-2.62	3.60	4.08	30.54
Edelweiss Aggressive Hybrid Fund - Growth	4	469.51	-1.10	-2.71	2.86	4.01	22.91
Franklin India Equity Hybrid Fund - Growth	4	1347.30	-0.76	-3.90	1.03	3.80	21.96
UTI Hybrid Equity Fund - Growth	4	4286.95	-1.65	-3.50	1.83	3.32	25.58
Motilal Oswal Equity Hybrid Fund - Growth	3	385.36	-1.62	-4.75	-0.98	3.08	15.95

Detailed Comparison

More Funds from

Out of 139 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 8 is/are ranked 4 * , 8 is/are ranked 3 * , 4 is/are ranked 2 * , 5 is/are ranked 1 * , and 109 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Liquid Fund - Regular Plan - Growth	3	57052.91	0.48	1.57	3.18	5.47	4.13
SBI Equity Hybrid Fund - Regular Plan - Growth	3	54492.58	-1.27	-6.02	-3.10	-3.32	18.06
SBI Blue Chip Fund - Regular Plan - Growth	4	33987.07	-2.32	-5.18	1.26	2.08	26.64
SBI Focused Equity Fund - Regular Plan - Growth	3	26561.04	-1.03	-6.07	-5.35	-6.24	21.53
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	21859.49	-0.28	-0.31	3.80	4.62	0.00
SBI Overnight Fund - Regular Plan - Growth	3	19888.31	0.48	1.53	3.01	5.31	3.80
SBI Savings Fund - Regular Plan - Growth	2	19441.11	0.54	1.57	3.15	4.95	4.52
SBI Corporate Bond Fund - Regular Plan - Growth	2	16551.97	0.67	1.33	3.06	3.71	5.20
SBI Flexi Cap Fund - Regular Plan - Growth	3	15602.59	-1.83	-5.26	-1.55	-4.16	25.09
SBI Short Term Debt Fund - Regular Plan - Growth	4	13289.80	0.70	1.42	3.20	4.05	5.13